CashMagnet
Every money decision.
One clean app.
Loans, APR, mortgages, retirement, bonds, stocks, tips. CashMagnet does the maths instantly — even with no signal.
No account, no sign-up
Everything you'd open a spreadsheet for.
Eight families of calculators, each one built for a real decision — not a demo.
Loans & credit
Monthly payments, total cost, amortisation, early repayment and what-if comparisons.
APR & real cost
The number lenders don't lead with — fees, insurance and rate, folded into one figure.
Mortgages
Affordability, down payment, term length and the impact of one extra payment a year.
Retirement
How much to save now, how long the pot lasts, and what inflation quietly takes.
Bonds & yield
Yield to maturity, coupons, accrued interest and price sensitivity to rates.
Stocks & returns
Compound growth, dividends, P/E, and the difference between nominal and real return.
Savings & interest
Simple vs compound, regular deposits, effective annual rate, taxes on interest.
TVM, tips & more
Time value of money, tipping, VAT, currency conversion with live rates when online.
Your numbers never leave your phone.
CashMagnet has no account system and no backend that stores your inputs. Everything you type stays in the app's private storage on your device.
Data safety at a glance
The same summary declared on Google Play.
Questions, answered.
Is CashMagnet really free?
Yes. The app is free and supported by ads served by Google AdMob. There is no subscription, no paywalled calculator and no account to create.
Does it work without internet?
Every calculation runs on your device. Only two things optionally use the network: ads, and live currency exchange rates. Without a connection the app keeps working normally, with the last known rates.
Do you see the amounts I enter?
No. Your inputs are stored in the app's private database on your phone. We have no server that receives them, and the app contains no analytics that would send them.
Which Android versions are supported?
Android 8.0 and newer. The app is lightweight and runs on low-end devices.
How do I delete my data?
Uninstall CashMagnet, or go to Android Settings → Apps → CashMagnet → Storage → Clear data. Since nothing is stored on our side, there is nothing else to delete.
Is this financial advice?
No. CashMagnet is a calculator: it applies the formulas you give it. It does not recommend products, and it is not a substitute for advice from a licensed professional.
Do the maths once. Decide better.
Download CashMagnet and keep every calculator you need in your pocket — even where the signal isn't.